Last Updated: August 12, 2025
These Terms of Service ("Terms") are entered into between:
Skoredin Sergei
Individual developer operating under the name LucViS
Location: Berlin, Germany
Email:serge@lucvis.com
Any individual or legal entity accessing or using the LucVis Finance, Finance, or Sphere services, whether free or paid.
By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms.
By accessing and using LucVis Finance, Finance, or Sphere subscription service, you accept and agree to be bound by the terms and provision of this agreement.
Sphere is a premium subscription service that provides cloud synchronization for LucVis Finance and Finance applications.
All data synchronized through Sphere is encrypted on your device using your master key before transmission. We cannot decrypt or access your financial data.
Your encrypted data is stored on EU servers and remains encrypted at rest. Only you possess the master key required for decryption.
Sphere subscription includes: Real-time sync across devices, 200 documents per month, family sharing, and end-to-end encryption.
Additional documents can be purchased at €1 per 1000 documents. Documents include transactions, OCR scans, receipts, and VAT records.
⚠️YOU ARE SOLELY RESPONSIBLE for storing your seed phrase securely. We cannot recover it if lost. Loss of your seed phrase means permanent loss of access to your encrypted data.
Your privacy is important to us. The processing of your personal data is governed by our Privacy Policy, which forms part of these Terms of Service.
In accordance with Regulation (EU) 2016/679 (General Data Protection Regulation – GDPR), we process personal data only where we have a valid legal basis, such as your consent, the performance of a contract, or our legitimate interests.
You have the right to request access to, rectification, or erasure of your personal data, as well as the right to restrict processing, data portability, and to object to certain processing activities.
You have the right to withdraw your consent at any time.
You have the right to lodge a complaint with a supervisory authority.
We store your data only for as long as necessary to provide the service or as required by law.
Where third-party service providers (e.g., Sentry, Google Analytics) process your data, they do so under strict data protection agreements and, where applicable, in compliance with the EU Standard Contractual Clauses.
🔐All synchronized data in Sphere is encrypted on your device before transmission, and only you hold the decryption key.
We grant you a limited, non-exclusive, non-transferable, and revocable license to download, install, and use LucVis Finance and related LucViS applications (including Finance and Sphere) for your personal or business use, in accordance with these Terms and applicable law.
This license is granted for the duration of your use or subscription and covers all updates, patches, and new versions that we may provide, unless stated otherwise.
You may not:
The use of the application is also subject to the terms and conditions of the platform through which it was obtained (e.g., Google Play, Apple App Store). In the event of a conflict between these Terms and the platform's terms, the more protective provision for the consumer shall apply.
The materials in LucVis Finance are provided on an 'as is' basis. LucVis Finance makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
LucVis Finance and its suppliers shall be liable for damages only in cases of intent (Vorsatz) and gross negligence (grobe Fahrlässigkeit), as well as for injury to life, body, or health. In cases of slight negligence (leichte Fahrlässigkeit), liability shall only apply in the event of a breach of an essential contractual obligation (Kardinalpflicht), the fulfillment of which enables the proper execution of this agreement and on which the user may regularly rely. In such cases, liability shall be limited to the typical and foreseeable damages.
Liability for indirect damages, consequential damages, or loss of profit is excluded to the extent permitted by applicable law.
Nothing in these Terms shall exclude or limit any rights granted to you by applicable consumer protection laws.
The materials appearing in LucVis Finance could include technical, typographical, or photographic errors. LucVis Finance does not warrant that any of the materials on its application are accurate, complete, or current. LucVis Finance may make changes to the materials contained in its application at any time without notice. However, LucVis Finance does not make any commitment to update the materials.
We may modify these Terms of Service from time to time. If we make material changes that affect your rights or obligations, we will notify you in advance by email (if provided) or via in-app notification, at least 14 days before the changes take effect.
If you do not agree to the updated terms, you may terminate your use of the service before the effective date of the changes. Continued use of the service after the changes take effect will constitute your acceptance of the updated terms.
Minor updates, such as corrections or clarifications that do not affect your rights, may be made without prior notice.
By subscribing to release notifications, you agree to receive email communications about app launches and updates. You may unsubscribe at any time by using the unsubscribe link in our emails or by contacting us.
Right of Withdrawal (14-Day Cooling-Off Period)
If you purchase a subscription to Sphere or any other paid LucViS service, you have the right to cancel your order within 14 days from the date of purchase without giving any reason. To exercise this right, you must notify us by email at hello@lucvis.com before the 14-day period expires.
By starting to use the subscription service (e.g., enabling cloud synchronization) before the end of the 14-day period, you expressly agree that the service will be provided immediately and that you will lose your statutory right of withdrawal once full performance of the service has begun.
Subscriptions renew automatically at the end of each billing period unless cancelled. You may cancel at any time through your account settings. Cancellations take effect at the end of the current billing period.
If you cancel within the 14-day period without having started to use the service, we will provide a full refund. If you cancel after starting to use the service, no refund will be provided unless required by applicable law.
This policy does not affect your statutory rights under applicable consumer protection laws.
Our service uses the following third-party services to improve functionality and user experience:
These services operate under their own terms and privacy policies. We only share the minimum necessary data required for their functionality.
These terms and conditions are governed by and construed in accordance with the laws of Germany and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.
If you have any questions about these Terms of Service, please contact us at:
Email: support@lucvis.com
© 2025 LucViS. All rights reserved.